Clear the Credit Barriers Holding Up Your Approval

Consumer Financial Advocates of America works alongside lenders to address specific accounts on your credit profile that are directly holding you back from approval, delaying your loan, limiting your options, and keeping you from moving forward.

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What We Do

We resolve the specific credit accounts that are blocking your approval!

If you’ve been denied, delayed, or told to “fix your credit,” the problem is usually not your entire report, it’s a few specific items holding everything up. We work directly from lender feedback to target and resolve the exact accounts preventing approval, so your application can move forward.

How Our Credit Resolution Process Works

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Step 1: Credit Report Review

When you book your discovery call we will start with a full review of your credit report, focusing specifically on the accounts identified during your lending process. This allows us to confirm accuracy, verify reporting details, and determine the exact items impacting your approval.

Elderly couple reviews finances at home on couch.
Us dollar bills being inserted into a piggy bank
Us dollar bills being inserted into a piggy bank

Step 2: Select the Right Resolution Plan

Based on the review, we outline a clear plan designed to address the specific credit items holding up your application.
You’ll see exactly what will be worked on, the scope of advocacy, and the next steps before any work begins.

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Step 3: We Execute the Resolution Plan

Once your plan is selected, our team begins the dispute and advocacy process using the same proven operational framework trusted by lenders and credit professionals.

This includes:

Factual account review

Consumer Law based dispute execution

Direct bureau communication

Ongoing tracking and documentation

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black samsung android smartphone on brown wooden table
black samsung android smartphone on brown wooden table

Step 4: Approval

As credit items are resolved, lenders can reassess your application for approval.

Resolution allows lenders to move forward with the approval process.

About Us

Consumer Financial Advocates of America is a lender trusted credit resolution firm that works alongside lenders to help consumers resolve specific credit issues preventing approval.

Unlike traditional credit repair or credit counseling, our work is targeted and purpose-driven. We review your credit profile in the context of your lending application and focus exclusively on the specific accounts identified as barriers to approval—whether for business funding, a mortgage, or other financing.

Our role is to act as an independent third-party advocate, executing a structured, compliance-based credit resolution process designed to remove the obstacles delaying lender decisions. In most cases, we are engaged following a lender referral, once the issue has already been identified. This is targeted credit resolution, designed to solve a defined problem at a critical moment.

Disclaimer

Consumer Financial Advocates of America is an independent credit resolution firm and is not a lender, creditor, credit bureau, or legal firm. We do not issue loans, make credit decisions, or guarantee approvals or specific results. Services are provided following lender referrals or consumer requests and are focused on addressing specific credit accounts identified during the lending process. Outcomes may vary based on individual credit profiles, creditor responses, and lender requirements. We do not provide legal advice, financial planning, or debt settlement services. Approval decisions remain solely at the discretion of the lender.